So you’ve started earning money on your own, a bit of freelancing, a side hustle that’s taken off, selling online, offering a service. First of all, well done. But somewhere in the excitement, a quiet worry usually creeps in: what on earth do I do about tax? Here’s the good news. It’s far less scary…
If your energy bill looks like it crept up this month, you’re not imagining it. From 1 July the cost of gas and electricity went up again for millions of homes. But here’s the part the scary headlines skip: for a lot of people, this rise is more optional than it looks. So before you…
If there’s a pile of unopened post you can’t quite bring yourself to look at, this one’s for you. No lecture, no judgement. Just a bit of honesty about something a lot more people are going through than you’d ever guess. You know the feeling. A letter lands and you recognise the envelope, so it…
Most of what I write here is about putting money back in your pocket. This one’s a bit different. It won’t make you a penny — but it might stop you losing a small fortune, and these days that matters just as much. Scams in the UK have got out of control. In 2025, criminals…
Most people assume that if something has a price tag, they have to pay it. But there’s a quiet list of things in the UK that a surprising number of people are entitled to get completely free — and most of them never find out. This isn’t about voucher codes or cashback apps. It’s about…
Over £24 billion in benefits goes unclaimed in the UK every single year. Seven million households missing out on money that’s theirs. Not because they don’t need it. Because nobody ever told them. Research by Policy in Practice puts the figure at £24 billion for 2025/26 — and it goes up every year. The average…